[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fundlacek.cz\/pujcka-jako-pomocna-ruka\/#Article","mainEntityOfPage":"https:\/\/www.fundlacek.cz\/pujcka-jako-pomocna-ruka\/","headline":"P\u016fj\u010dka jako pomocn\u00e1 ruka","name":"P\u016fj\u010dka jako pomocn\u00e1 ruka","description":"\u010casto dnes m\u016f\u017eeme sl\u00fdchat pojem, \u017ee \u017eijeme v\u00a0konzumn\u00edm sv\u011bt\u011b a pokud nem\u00e1me pen\u00edze nebo si ur\u010ditou v\u011bc nem\u016f\u017eeme dovolit prost\u011b si na ni p\u016fj\u010d\u00edme. To m\u016f\u017ee zn\u00edt jako kr\u00e1sn\u00e9 a snadn\u00e9 \u0159e\u0161en\u00ed, jeho\u017e n\u00e1sledky u\u017e nemus\u00ed b\u00fdt zrovna p\u0159\u00edjemn\u00e9. Tento zp\u016fsob \u0159e\u0161en\u00ed mohl fungovat n\u011bkdy p\u0159ed des\u00edtkami let, ale ne dnes, kdy existuj\u00ed nejr\u016fzn\u011bj\u0161\u00ed zp\u016fsoby,…","datePublished":"2018-12-04","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.fundlacek.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.fundlacek.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fundlacek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fundlacek.cz\/wp-content\/uploads\/img_a332508_w2555_t1545306080.jpg","url":"https:\/\/www.fundlacek.cz\/wp-content\/uploads\/img_a332508_w2555_t1545306080.jpg","height":0,"width":0},"url":"https:\/\/www.fundlacek.cz\/pujcka-jako-pomocna-ruka\/","wordCount":446,"articleBody":"\u010casto dnes m\u016f\u017eeme sl\u00fdchat pojem, \u017ee \u017eijeme v\u00a0konzumn\u00edm sv\u011bt\u011b a pokud nem\u00e1me pen\u00edze nebo si ur\u010ditou v\u011bc nem\u016f\u017eeme dovolit prost\u011b si na ni p\u016fj\u010d\u00edme. To m\u016f\u017ee zn\u00edt jako kr\u00e1sn\u00e9 a snadn\u00e9 \u0159e\u0161en\u00ed, jeho\u017e n\u00e1sledky u\u017e nemus\u00ed b\u00fdt zrovna p\u0159\u00edjemn\u00e9. Tento zp\u016fsob \u0159e\u0161en\u00ed mohl fungovat n\u011bkdy p\u0159ed des\u00edtkami let, ale ne dnes, kdy existuj\u00ed nejr\u016fzn\u011bj\u0161\u00ed zp\u016fsoby, jak z\u00a0lid\u00ed dostat pen\u00edze. Nav\u00edc d\u00edky internetu jsou ve\u0161ker\u00e9 \u00fadaje dostupn\u00e9, a proto jsou tak\u00e9 neplati\u010di sn\u00e1ze dohledateln\u00ed.M\u016f\u017ee sly\u0161et n\u00e1zory, \u017ee pokud n\u00e1m ty ob\u0159\u00ed korporace, kter\u00fdmi rozum\u00edme banky necht\u011bj\u00ed p\u016fj\u010dit tak si m\u00e1me jednodu\u0161e p\u016fj\u010dit u nebankovn\u00edch spole\u010dnost\u00ed. Zn\u00ed to jako skv\u011bl\u00fd n\u00e1pad, kdy\u017e n\u011bjak\u00e1 hodn\u00e1 spole\u010dnost n\u00e1m jen tak bez p\u0159eplatk\u016f p\u016fj\u010d\u00ed pen\u00edze, i kdy\u017e jsme neplati\u010di a p\u0159edt\u00edm jsme dlu\u017eili. Ale m\u016f\u017eeme si b\u00fdt jist\u00ed t\u00edm, \u017ee tyto spole\u010dnosti maj\u00ed vysoce efektivn\u00ed zp\u016fsoby, jak z\u00a0lid\u00ed pen\u00edze dostat, a je\u0161t\u011b p\u0159itom kr\u00e1sn\u011b vyd\u011blat.Proto je v\u017edy lep\u0161\u00ed, \u017ee i kdy\u017e dlu\u017e\u00edme a akutn\u011b pen\u00edze pot\u0159ebujeme tak se v\u017edy obr\u00e1tit na banku. Ta n\u00e1m sice d\u00e1 vysok\u00fd \u00farok, ale t\u00edm kryje pouze velk\u00e9 riziko, proto\u017ee p\u016fj\u010dov\u00e1n\u00edm jedinci, kter\u00fd m\u011bl ji\u017e v\u00a0minulosti probl\u00e9my s dluhy m\u016f\u017ee banka tak\u00e9 p\u0159ij\u00edt o nemal\u00e9 pen\u00edze.Na rozd\u00edl od toho nebankovn\u00ed spole\u010dnosti, kter\u00e9 poskytuj\u00ed bez\u00fa\u010delov\u00e9 a nebankovn\u00ed p\u016fj\u010dky jsou nebankovn\u00ed z\u00a0jednoho prost\u00e9ho d\u016fvodu a t\u00edm je, \u017ee nez\u00edskaly bankovn\u00ed licenci. Tu ud\u011bluje pouze \u010cesk\u00e1 n\u00e1rodn\u00ed banka spole\u010dnostem, kter\u00e9 spln\u00ed ve\u0161ker\u00e9 podm\u00ednky stanoven\u00e9 podm\u00ednky pro obchodov\u00e1n\u00ed s\u00a0financemi a m\u016f\u017eou se tak ozna\u010dovat bankou.Nebankovn\u00ed spole\u010dnosti v\u011bt\u0161inou nemaj\u00ed dostate\u010dn\u00fd kapit\u00e1l a jejich business pl\u00e1n je vystav\u011bn na tak vysok\u00e9m \u00faroku, kter\u00fd dalekos\u00e1hle p\u0159esahuje pojem lichv\u00e1\u0159stv\u00ed a t\u00edm se m\u016f\u017ee dost\u00e1vat do zna\u010dn\u00e9ho rozporu se z\u00e1konem.Zde by si tak \u010dlov\u011bk p\u016fj\u010dil pen\u00edze pouze v\u00a0p\u0159\u00edpad\u011b, \u017ee by nem\u011bl na v\u00fdb\u011br. Proto je zapot\u0159eb\u00ed v\u017edy \u0159\u00e1dn\u011b promyslet, zda pen\u00edze opravdu pot\u0159ebujeme. V\u017edy se jedn\u00e1 o velk\u00fd risk, kdy\u017e operujeme s\u00a0ciz\u00edmi financemi.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka jako pomocn\u00e1 ruka","item":"https:\/\/www.fundlacek.cz\/pujcka-jako-pomocna-ruka\/#breadcrumbitem"}]}]